Business Overdraft

Keep Your Cash Flow Moving!

Unpredictable expenses and cash-flow gaps shouldn’t slow your business down. With a Bank BIC Business Overdraft, you get immediate access to extra funds when you need them—helping you manage working capital efficiently and keep operations running smoothly.

Why Choose a Bank BIC Business Overdraft?
  • Instant Access – Once approved, your overdraft is linked to your business current account and ready to use anytime.
  • Flexible Usage – Withdraw as much as you need, up to your limit, without restrictions.
  • Cost-Effective Financing – One of the most affordable short-term funding solutions available.
  • Smart Repayments – Interest is charged only on the amount used.
  • Tailored to Your Business – Evaluated based on cash flow, with collateral requirements customized to your business needs.
  • Annual Review – Your facility remains available for 12 months, with renewal options.
How It Works
  • The approved overdraft limit is loaded onto your Business Current Account.
  • The facility remains accessible—even when unused—giving you financial flexibility.
  • Repayment terms are negotiable with your dedicated relationship manager.
Is Your Business Eligible?

Our team will assess your application based on your business cash flow and financial standing to provide a tailored solution that works for you.

Stay ahead of financial challenges. Apply for a Bank BIC Business Overdraft today!

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